My own two cents: It's the date the trust deed became protected - this should be on your discharge form. I'd contact those showing on the credit fil...
Thanks for the information. I'm going to give Marlin a call now and see what they say. The main frustration has been paying the monthly fees to bot...
Marlin have still not updated the details reported to the various credit reference agencies. It's 28 days on Friday since I complained to them. The le...
Okay, thanks for the advice. Will write back to them.
I only started getting a response when I sent my letters to the respective complaints departments. They seem to have a commitment to respond to you wi...
Apologies for hijacking the thread but wanted to ask a quick question. In my letters to creditors previously I have been advising that the default dat...
Hey there. Same thing just happened to me! I'd had correspondence a while back (after discharge) to say Marlin had acquired the Northern Rock debt so ...
Hey there, welcome to the club. It's a long hard slog getting your file cleared up and in my experience it only happens if you keep hounding the compa...
Hi Whitley. In relation to all the defaults you should make sure that they are showing as 'satisfied' or 'settled' now. Having completed my TD in Sept...
I've been using all 3 off and on since my TD finished: Noddle - free but only updated once a month. Seems not to be used by all lenders. Experia...
I wouldn't take much notice of Experian's score. Mine was 999 - 'Excellent' whilst still in my trust deed whilst Noddle had me rated as 1/5.
I'd imagine from their point of view that a limit of ยฃ50 would defeat the purpose? They're not really trying to provide a nice, friendly service to pe...
Yeah I signed up online to all 3. I'd say that Experian is best - the contact details there look much better after having had a better look. They list...
I signed up to the online versions. However, just having had a better look I see that there is a 'List of Lenders' on the Equifax site which has all t...