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thanks for your help and comments. i contacted my pensions office today and it seems that the rules have changed recently where as before you had to r...

yes there is a lump sum involved, how much i,m not sure of as its public sector so i don't know how the govt. changes will affect it, and yes i think ...

no it wasn't, i never thought about it at the time, due to my finicial state at the time four years was a long time away.

ok tda , thanks for your quick reply. the reason i ask is that i retire hopefully in june 2014, if my discharge date is delayed for any reason could m...