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Thank you for confirming. Just wondering how it works when there is equity in terms of repaying anything to creditors? As the equity is tied up in ...

Hi again, Sorry, now i'm a little confused. I'm not sure if the £9,000 will be classed as equity? Once my trust deed ends, my flat value will be ap...

Many thanks for your quick response. I was concerned that as my mortgage would be less than my property value, that my creditors would have a claim ag...