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Hi all, Thanks for your replies. I had word back from the company who now deal with the shared equity on the mortagage and they replied with this: ...

Thanks TDA. I have contacted the appropriate company today to find out what happens if I can't remortgage. I think I would have to have my house value...

I should also add that as we bought our home just before the market crash, our house is in negative equity. Also I think our Trust Deed is individual ...