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You have had at least one Voluntary Arrangement

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(@martinbhoy)
Active Member
Joined: 13 years ago
Posts: 5
Topic starter  

Should the above still be on my credit report if my Trust Deed finished nearly 2 years ago?



   
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(@pingpong)
Estimable Member
Joined: 13 years ago
Posts: 128
 

It should come off 6 years after the date you started so if you had a 3 year TD and were discharged 2 years ago then it would be there for another year.

Many lenders need you to be outside the 6 year period from the signing. if you google "[lenders name] lending criteria" you will usually find the information in intermediaries are required to use to qualify a customer for that lender product to get a DIP.



   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 17 years ago
Posts: 13594
 

Pingpong is correct on this.

It's when your trust deed began, not when it ended.


Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@martinbhoy)
Active Member
Joined: 13 years ago
Posts: 5
Topic starter  

Thanks for the responses.



   
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