Welcome to the forum scots lass.

When you say your trust deed is for £9000 could you confirm whether:

1: £9000 is how much you owed before the trust deed or/

2: £9000 is the amount you expected to pay In total during your trust deed.

My original debt is approx £32000 but asked to pay just over £9000 into the trust deed.

OK, the arrangement is really for £32000 then. A trust deed only writes off what you cannot afford to repay.

I therefore think, given that the redundancy is your choice, that the great majority of the payment is likely to go to repaying your creditors.

You may want to contact your trustee to confirm how this will work and to seek agreement, if possible, that this lump sum will also see you being discharged from the trust deed.

Thank you for your reply. I thought that the trust deed would take all of my redundancy money but hopefully I can keep a little bit. Just want to be debt free. My work has been offering redundancy and as job only safe until end of July I thought it best to take the money now rather wait to be forced to leave with less money. Someone had mentioned getting a third party to offer to pay off my debt before I got my redundancy payment but I don't really know anyone. Is there some sort of statutory payment I would be allowed to keep? ie a months salary or something like that? I would probably receive some sort of tax credits when I finish work. Would I still be expected to pay into the trust deed? Apologies for all the questions.

You may be able to keep the statutory part of the redundancy payment, but what's a little different here is that we're talking about voluntary redundancy rather than having it imposed upon you. Given the sum involved there might well be a bit of flexibility though.

You will probably not be in a position to make monthly payments any longer so I suggest you ask whether, in the circumstances, paying over most or all of the payment will be the end of it for you.