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updating credit file

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(@angiepal)
Eminent Member
Joined: 13 years ago
Posts: 31
Topic starter  

Hi Guys
been discharged since 2012, well officially they have only discharged themselves this year july and paid out the cash to the debters.
So Have been checking my credit file and 4 debtors have updated my status to settled but 3 have not.
Is there a template letter on here , so I can ask them to update my file properly.
Want to get this done so as can try to apply for mortgage next year.
Any help and advice would be apreciated.
thanks

at long last fully discharged eventually in July 2013


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi angiepal.

There aren't any template letters on here.

Is the update you want to do with Default Notices?

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@wikikee)
Estimable Member
Joined: 15 years ago
Posts: 172
 

You don't need a template, I wrote to my creditors with a copy of my discharge from the AIB Register and politely asked them to update their records. Out of 7 4 did fairly quickly, 3 still haven't and have had a less polite asking them to do so or at least provide me with the courtesy of a reply advising why they haven't. My advice would be keep them short and sweet and to the point, I know I get bored reading long letters ๐Ÿ™‚


   
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(@angiepal)
Eminent Member
Joined: 13 years ago
Posts: 31
Topic starter  

Thanks will do as you say, short and sweet and hopefully this will do it.

at long last fully discharged eventually in July 2013


   
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