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Scottish Trust Deed Forum
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Topic starter
05/11/2010 2:20 pm
Hi i've been on this forum a few times now, my PTD is in the process of being discharged, it had been delayed because of ppi claims, which i was told were all done, at the time of entering PTD my husbands got failed so had to be sequestrated, his finished in march whilst mine has been ongoing, i today received a letter from one of the companys saying they were goin to settle ppi with ?ú551 for an account which was in joint names, will my trust deed discharge go ahead now? also what happens to my husband share as it was a joint account? His sequestration ended in march, thanks sorry to be a pain x
lhenderson
05/11/2010 3:03 pm
Hello again lhenderson.
If that's the only PPI claim I see no reason why the trust deed should not be closed once the funds have been received.
I'm not sure about the share of the claim that might be considered to be your husbands. There may be specific rules that apply, but common sense would seem to suggest that he should get his 50% share.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
05/11/2010 3:16 pm
Thanks for the quick reply, i'm confused though because i spoke to me td company and the 3rd party company that were dealing with all the claims and they told me they had all been done and that my discharge process had started on wednesday, only until today receiving another letter from a credit card company saying they were ready to settle now?? but both companys said everything had been replied to?? ~Its bizarre do you think they'll delay my trust deed further after the discharge letter has already gone out to the companies? It went out on wed? thanks for your time, its apperciated
lhenderson
05/11/2010 5:05 pm
Hello lhenderson,
I'm afraid I just don't know.
The information that the trust deed company has given you sounds encouraging though and I do hope this will be brought to a swift end for you now.
Please let us know how it develops.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
