Hi there i have made a couple of posts seperately already, this one again confuses me, to cut a long story short i signed up for a Trust Deed, Creditors rejected this i then went back on to a DMP and the Trustee sent me a letter to say he had resigned as Trustee.

A couple of days ago i applied for a basic account, today i received a letter which says unfortunately they regret that due to me having a bankruptcy order on my file they cannot offer me an account. I am really confused as I am in a DMP i do not want to be made bankrupt and certainly dont want to lose my house. Please help...

The bank did say if i can prove that i do not have a bankruptcy order then they can look at processing the application.

How do i know whether i am being made bankrupt, i feel like i have no control over what is happening in my life, even though i am sure that we will be able to pay all our debts back.

Can you tell me if you apply for a Trust Deed does it go on your credit file as bankruptcy?