I need some advice, obviously
I am at the end of 36 months in a trust deed with Wilson Andrews. This week I have recieved news that I have been paid approx 15 thousand more that expected of these 3 years from CSA monies and that they want to extend my trust deed for another 2 possibly 3 more years to repay this. They are asking for double my normal monthly contributions, which i cannot afford as i dont recieve CSA money at this time and am on Maternity leave earning £128 a week for next 2 months at least. I cannot afford to pay them. i thought next month would be my last month. In the past 3 years I was not made aware that i was going into arrears of this magnitude or had any contact about uping payments to account for it in all this time. I am very stressed at the moment and would like to know my options.
They have told me on the phone that if i dont agree to the monthly amounts for the next 2 years that i cant afford then they will fail TD meaning 3 years of this for nothing.
To add i do see where most of this money comes from but they increased my amounts last year without consultation and i assumed it was for this but as i could afford it with the extra money i didnt see a reason to complain about it...

not sure where to go from here.