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Scottish Trust Deed Forum
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Topic starter
08/09/2018 3:48 pm
Can you advise please when my credit file/history is wiped? I know that it is 6 years, but is this 6 years from date of TD being signed or 6 years from registration as a protected TD or 6 years from debtor discharge date, or 6 years from Trustee discharge date?
Thank you
09/09/2018 9:07 am
It's either the date you signed or date becomes protected. I was in trust deed for 7 years (just been discharged) I checked my credit report a few months ago and none of my original debts were showing.
09/09/2018 3:49 pm
Think on the bright side might be a good Xmas for those on this forum waiting for answers fingers cross for an answer sooner hope those waiting will get there cheque
09/09/2018 3:58 pm
That message was meant to barcardibill
10/09/2018 9:19 am
Hi Zoomer987.
I believe it should be six years from the date the trust deed began (when you signed it).
Your credit file isn't going to get wiped six years later. There's just a steady fall-off of entries in your credit file when they reach the six year point.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
