Ever since i entered into the PTD in april, what nightmare i find myself in!!!

As i had 2 overdrafts with my bank i was persuaded to put this into the trust deed however i wish i had went with my gut instinct at the time and stayed with my bank that i have been with since i was 16.

These accounts were joint with my husband and i am 100% sure that i told them this before signing the TD. Now we have the bank chasing my husband up for both overdrafts on the accounts which also equates to a lot of money!!!!.

We are now worse off than ever and i cant believe i have been sooooo stupid to ever into this TD.

I also let them value my house to show no equity which i know was wrong but i took their advice and they are the experts not me!!!. I really wish i just sold my house, cleared my debts, still maintaining my excellent credit rating and most importantly being HAPPY!!!

Now i am miserable cant sell my house and my poor husband now being chased for the overdrafts!!! oHHH and the bank still gets a dividend at the end of the 3 year some Deal!!!

So who are the winners in this because its certainly not me!!!

And as for the trustee that im with anytime i make a call to query something that i am worried about the answer that i get is "you were told all this before signing" well im saying "no i didnt". i might not have fully understood everything in the beginning but i certainly do now and feel as though they are treating me now as if i am stupid.

i hope to god that the next 3yrs zoom by !!!![:(!]