Notifications
Clear all
Topic starter
21/04/2012 2:51 pm
I don't expect any answers, I'm just venting-forgive me in advance?
Someone I care about very much is stuck in a downward cycle, struggling with many debtors. I've known since 5 yrs ago that the household had 1 part time income and 1 very erratic income(5 jobs lasting less than a month in those 5 years)
In January, I tried to guide this person here to ask questions, clarify the misinformation they received from debt advisors and managers but my voice is not being heard as loudly as the spouse. The spouse will not accept that the situation can be improved/managed and the debtors activity in chasing them can be stopped. Everything is on hold for a legal process regarding the lender on their home apparently mistreating them in regard to arrangements for repaying mortgage arrears. Meanwhile [:(]Being told by a 9yr old that he and his mum hid in the kitchen because of a man at the door his mum didn't want to speak to really upset me and I feel helpless to convince them.
HOw bad does it need to get before other options can at least be considered?
21/04/2012 8:59 pm
I feel your frustration Pamjo, but I am thinking that fear of the unknown and disbelief that there is any hope out there is holding this person back. I am sure your support is appreciated and it may just take a bit more time to convince them that this forum can and will help them seek the help they need.
worriedme
21/04/2012 8:59 pm
Hi Pamjo.
As much as you want to help, all you can do is offer information and hope that they'll choose to use it soon.
It must have been hard to have been told that by a nine year old.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
22/04/2012 10:50 am
worriedme and TDA - thanks , you're both right I know I can't do more than make the suggestions it's hard not to get frustrated though.
22/04/2012 6:02 pm
Aww hun you can only keep advising them, Sounds like the spouse maybe in a denial stage that things are so bad, I can relate on that side because everytime i said to myself oh things will get better next month will be better it took me a while before i realised i had to take a big step to sort it out, unfortunetly i came down with a big bang when i realised it had to be done and i couldnt keep going the way i was, Keep going with your support and advice, maybe even get some leaftlets or booklets and just say to them here some options that may help gives them somthing to read.
24/04/2012 11:35 pm
so sad [:(]
