My husband and i entered seperate trust deeds but some of the debts say J which i assume means joint. I have been discharged, got my for 5, but the trustee is not discharged yet. Because of periods of unemployment, my husband still has a year to go before he meets the agreed amount to pay. We have a secured loan to our house that has 4 years to run and the trust deed stated that the house was void or words to that effect. Sorry this is taking so long!! We seperated 6 months ago ammicably, my husband has just got his review papers to look at income and expenditure. We never told the trustee because we are still paying our secured loan and to be honest because i was coming to the end of TD, it didnt really occur to either of us that we should. Now we are not sure what to do re competing the income /expenditure info, do we just put his income etc or would it still be both of our income expenditure, he is staying with family and paying rent, and paying half of relevant financial commitments that we have jointly e.g life ins, secured loan etc. He is keeping to the agreed payments and doesn't have any scope to increase this, if we put both our incomes down as if we are still together, it could look like we have spare cash, which neither of us do, as i am paying mortgage and all household bills. Would i be expected to still contribute to the joint debts even if i have been discharged....not sure what to do here for the best...sorry this is so long, but don't want to do anything that would jeopordise him finishing his TD and being discharged, or anything that will mean he will be asked to pay more or i will be asked to pay...do you have any advise, we are not trying to be dishonest, i paid all my agreed payments for 4 and a half years and he has also been paying his anounts for 3 and a half years, many thanks