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Scottish Trust Deed Forum
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Topic starter
17/01/2016 9:43 pm
HI, Does anyone know if myself and my husband are likely to be accepted for a remortgage. I finished my trust deed in August 15 and received my form5 in October. We had a loan against the house that finished this week. I am only looking to borrow same amount that is currently outstanding this is 65% LTV. My fixed rate ended while in trust deed and didn't even try to get a new fixed rate as knew it would be a no while in trust deed but really want to get back into a fixed rate to ensure my rates don't increase. Any help or other peoples personal experience would be great. Thanks
j dyer
18/01/2016 9:21 am
Hi babyd12,
I'm not a mortgage advisor so I'm limited to what help I can he in regards to advice relating to mortgages.
Are you looking to stay with your current mortgage provider or are you looking to move away to a new lender?
Moving away from your current lender may pose a problem due to your Trust Deed having been discharged for less than 1 year.
I would speak with your current provider to see what they are able to offer you in terms of a mortgage deal.
Also, always best to speak with an independent mortgage advisor who deals with the whole of the market when it comes to things like this.
David is not currently posting in the Trust-Deed.co.uk forum
