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RBS PPI Claim After Trust Deed - 2019

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(@luke4630)
Estimable Member
Joined: 8 years ago
Posts: 117
 

Happy to send anyone a copy off letters from rbs


   
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(@kdyguy)
Eminent Member
Joined: 6 years ago
Posts: 26
 

I got the same reply from the FO as everyone else has been getting, disappointing really although heartened by the previous post to this by Luke4630


   
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(@candlewick)
Reputable Member
Joined: 14 years ago
Posts: 309
 

quote:


Originally posted by Luke4630
[br]Happy to send anyone a copy off letters from rbs


Might be better to send a copy to TDA and ask her to share the letter on the forum [:)]


   
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 Mb77
(@mb77)
Active Member
Joined: 6 years ago
Posts: 18
 

Hi Luke4630, I would be very grateful for a copy of the letters if that’s ok?
Thanks


   
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(@luke4630)
Estimable Member
Joined: 8 years ago
Posts: 117
 

Anyone need a copy off letters send over your email to lukecg@aol.com . Happy to send copy's off letters to you .


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Regarding candlewick's suggestion, we'd be happy to add a redacted copy of this RBS letter to the RBS/PPI article hosted on this site.

This could be useful for the (many) people who read that page every day.

Contact us using one of the contact forms on the site if you're open to that idea Luke4630. It's probably the best way for it to reach the right people and you'll be able to remove your personal email address from the forum.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@angibabes)
Active Member
Joined: 7 years ago
Posts: 14
 

Hi

Does anyone know the date of the court date that is due to held in October?

Thanks


   
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(@bacardibill)
Eminent Member
Joined: 8 years ago
Posts: 27
Topic starter  

8/9th October


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
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Joined: 16 years ago
Posts: 13594
 

Thanks for sharing this information Bacardibill.

It will be good to get this all finally sorted out.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@kayak)
Estimable Member
Joined: 13 years ago
Posts: 108
 

I raised a case with RBS in August this year, and got a reply. Originally in 2012 they paid £8359.24 which was statutory interest, the rest £5534.99 they set off against arrears. They contacted me and said they could find no record of claims. This week i received a detailed breakdown comprehensive of all that has happened with each account and claim.
Firstly from saying they had nothing , to every record was interesting. In my latest claim i stated that i was claiming based on the looming court case.
Low and behold they have found in one of the original cases they missed an offer of £1511.38 and in another £6135.28.
Great i thought, then there follows 4 cleavrely and deviously written paragraphs where i feel they are wanting me to accept the offers, however with the possibility of them being set off!
Again i think they are wanting me to accept as the case if RBS dont win it, will mean they will be due me more.
I WILL NOT be signing anything until after the case is heard, as if i do i will fall fowl of the FOS ruling that the RBS can set off.


   
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(@luke4630)
Estimable Member
Joined: 8 years ago
Posts: 117
 

Just had a look at Supreme Court sittings for 8th and 9th October don't see anything up.


   
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(@kayak)
Estimable Member
Joined: 13 years ago
Posts: 108
 

I have read through both the Mond and Dooneen judgements. There have been a lot of Judges/QC,s Lords coming to the same decision. It would seem that they are all saying the same thing, once discharged there is no claim under law to set off.
All very interesting.
I hope this is a done deal. Will make a great Xmas for me if it is!


   
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(@luke4630)
Estimable Member
Joined: 8 years ago
Posts: 117
 

Sorry found it on civil court page ref xa17/17


   
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(@luke4630)
Estimable Member
Joined: 8 years ago
Posts: 117
 

Originally posted by Luke4630
[br]Sorry found it on civil court page ref xa17/17
Under Scottish courts and tribunals


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Thanks for that Luke4630.

I think there's been some speculation here that this case (like Mond) was due to be held at the Supreme Court. It's seems that this isn't the case, so a route of appeal 'may' remain available to whichever side loses on this occasion.

I disagree slightly with Kayak's point about judges reaching the same conclusion. The reason that both of these cases have gone so far has been that judges have reached different conclusions. Both cases are also actually about really quite different legal points.

Let's hope this case brings the whole subject to a close and everyone knows where they stand though. It's all gone on for far too long.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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