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Query about accounts/credit cards after TD

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(@sharon21)
Eminent Member
Joined: 14 years ago
Posts: 38
Topic starter  

Sorry I have another query. I just did credit repot with experian and got credit score 944 out of 999. I notice it looks like some of my creditors still look like open accounts although no debt showing. Is this right? I thought all accounts would all be closed after payments where made from TD.

Do I need to contact all to close accounts?
Thanks


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hi sharon21.

I'm not sure this is an issue if the balances are zero and any default notices have been cleaned up.

Is there a particular reason why you're worried about it?

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@sharon21)
Eminent Member
Joined: 14 years ago
Posts: 38
Topic starter  

I was just wanting my credit file up to date & it was incase still effected me looking like had a lot of credit available to me. Still don't really understand it all, thanks


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

So it shows that certain credit limits are still available to you on some of the accounts that were included in the trust deed?

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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