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Scottish Trust Deed Forum
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Topic starter
28/07/2018 12:11 pm
Hi there I'm going to tell you my scenario and hope to get feedback, I was discharged from a trust deed in 2012 or 2013 I can't remember dates, the company dealing with my trust deed is and still is well established, toward the end of my trust deed before I was discharged they asked me if I thought I had any ppi, I replied that I didn't think so but wasn't sure, I was discharged not long after that so I assumed I never had any, Now through a third party company I've found out I had ppi and so I've let them investigate, 4 claims have been successful, I received 2 small checks however I've hit a wall with capital 1 who say there keeping the money, and also not had check from rbs yet but they have said I was successful, am I actually going to get the check from rbs? The other problem I have is the third party company investgating are wanting there cut even if rbs don't pay me directly, thought please and thanks
Topic starter
28/07/2018 12:22 pm
Also wondering if I'm entitled to this money legally as I've been discharged or is this a grey area thanks
Topic starter
28/07/2018 12:46 pm
I have kept the 2 small payments in a safe place as don't want to touch it incase I'm not entitled to it and I payed the company there 25% plus vat, if the rbs check doesn't arrive which is the biggest payout I could end up out of pocket as they still want there money because it was successful, really don't know what to do
28/07/2018 2:41 pm
Hi Macky,
This is a very hot topic on here....many of us are in identical situations.
Search through the forum for 'PPI' and 'Mond' for more info.
In short, nobody knows for sure what is happening until the supreme court delivers a verdict in October in a similar case, Dooneen v Mond.
Regarding the claims company, I'd maybe ask Citizens Advice for guidance.
Topic starter
28/07/2018 3:01 pm
Thanks amorphous, I have studied this a little now, I was wondering if anyone in my situation has actually been paid by rbs because as it stands they said I would be paid by 06 August or are my hopes too much
29/07/2018 11:47 am
Hi Macky,
As it stands I’m afraid I’m almost certain that RBS will not pay you.
This may change as mentioned by others.
If the claims company knew you were in a trust deed, they really should have warned you about this. This might enable you to push back a bit against a fee on a claim that had little realistic chance of ever actually being paid out.
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