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Topic starter
31/10/2011 1:26 pm
Hi,
I'm in a PTD and was just wondering if it is ok to upgrade my mobile phone - or will that be classed as an application for credit? I've had my current mobile deal for around 2 years and could be doing with updating the phone as it's getting a bit slow and the battery charge is running down very quickly now.. it's an iphone so you can't replace the battery.
Can I go ahead and upgrade to something newer, or is that considered to be an application for credit (which I believe it not allowed during the TD)?
Cheers,
31/10/2011 1:33 pm
Hello dp1973.
A trust deed doesn't prevent you from making applications for credit so there should be no problem with seeking this phone upgrade.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
31/10/2011 1:45 pm
Hi,
Thanks for the reply - I'm sure my TD paperwork says in it that I am not allowed to apply for credit..??
31/10/2011 1:48 pm
Hi again.
I wouldn't have thought so, but by all means check it for your own reassurance dp1973.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
31/10/2011 4:52 pm
I updated my phone last year when I was in a PTD, mind you I stayed with same Network......
31/10/2011 6:05 pm
Usually (with 02) when you get an upgrade there is NO credit check - I'm had 2 upgrades during my PTD and not once have they checked or declined me.
01/11/2011 6:35 am
Has anybody ever been declined? My contract is also up for renewal this month
SkintAlly
02/11/2011 8:30 am
I have been with orange for a number of years and have upgraded my contract without problem throughout the trust deed, I have also had no problem adding a phone for my husband to my account. I wonder if this is because i was a customer before i started my trust deed and made every payment. I dont think upgrading is a problem but if its a new company the worst that can happen is you get told no and have to use pay as go.
g giles
