Yeah I wasn't sure how that would work. Do insurance companies need some kind of signed documentation before they could carry out any kind of checks on you?

Sorry about all the questions, but I just want to try and make sure I have as much information as possible regarding this issue.

Thanks

Hi longhornstx.

There are public records about personal insolvency. Any business or private individual could look up an individuals details on these registers if they chose to.

Please be careful with all of this. In many/most circumstances lump sums received prior to discharge "vest" in the trustee. This would mean, effectively, that the money doesn't really belong to the "recipient" at all. Clearly there could be serious consequences attached where something were not to be done correctly.

Yes of course, the AiB website. Dont worry I think after reading all this it would be best if I leave any injury claim until my PTD has fully finished.

Thanks for your help. I cant wait until all this is over now!