Hi watcha and welcome to the forum.

Under a Trust Deed if you are able to pay back your total debt then you can also be required to pay interest and any fees of the Trustee. Under these circumstances you will pay back more than the debt which you went into the Trust Deed with.

If after all of that has been repaid and there is a balance left over then these funds would be returned to you.

I would speak with your Trustee to ask them if you will be due any funds back upon completion of your Trust Deed.

When you took you pension, before you did was this something you discussed with your Trustee?

Hi What would happen to my Trust Deed if I am made redundant a year before Trust Deed ends?
What would happen if I had to give up work to become full time care for my partner?
Two possible scenarios I may face in near future.
Thanks

Hi watcha.

There aren't clear answers that we can provide to these questions. Your trustee would need to take a view based upon the precise circumstances involved in your case and what's fair for your creditors.

If you become aware that either of these is due to happen at a fixed point in the future it would be best to talk it all through with your trust deed provider ASAP so that you know where you stand.

The fact that a very significant amount has been paid into your trust deed already would likely be a positive factor.

Thanks for info.x