hi stressedtothemax, my trust deed provider is also RSM Tenon i have been in my trust deed for 7 months and they have been brilliant and always eager to help

i should also have added the experts on this forum and also members have been a great help as well

Thanks tin soldier :)Yeah you were right.
Pepper this is so true, this site has been so helpful, and the fact that everyone is in the same boat also eases the pressure almost. I was so ashamed to have gotten in such a mess, knew i wasnt on my own, but hearing from people in the same situation, helps!
Trust deed assistant you are so right, although i knew what i was getting into with the trustdeed it was all so confusing, and almost seemed to simple, if you know what i mean. Going from struggling to pay bills through out the month, taking from one to pay another and never getting anywhere cause you were only paying the interest to now paying one payment and being debt free in 36 months!! Feels like huge weight has been lifted, after these 36 months, it will be like a second chance to start over... with no credit. Live by the motto, if you cant pay cash.. you better start saving for it.