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Scottish Trust Deed Forum
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Topic starter
29/01/2019 12:44 pm
I’m in to my very last month of trust deed. Do I need
To do anything , what forms should I be expecting
through ?
After 4 years and 5months missed payments I’m nearly
there. #128522;
Many thanks
Claire Hutton
29/01/2019 12:53 pm
Hi Claire, well done on reaching this point in your Trust Deed journey!
I’d touch base with your Trustee to confirm that you have 1 final payment to be paid and to ask them their process for discharging you from the Trust Deed i.e. how long it will take for you to receive your Form 5 certificate of discharge.
The form 5 certificate of discharge is your confirmation that you have successfully completed the Trust Deed and are now debt free. You want to get your hands on this asap, within about 4-6 weeks of your final payment.
How have you found the whole TD experience?
David is not currently posting in the Trust-Deed.co.uk forum
29/01/2019 12:58 pm
That's great news Claraaaron1383.
I don't think that there's much for you to do. It might be worth having bank statements and payslips ready in case the trustee wants to do a final review before proceeding to closure.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
01/02/2019 12:51 pm
Congratulations Claire - most of the work is completed in the background and there shouldn't be anything you will need to do.
Keep your form 5 certificate safe as this confirmed you have been discharged from the trust deed in the event you need to prove it as a later date in the event you are obtaining further creditor or buying a property/car.
Sharon is no longer posting in the forum.
