Offset against PPI
 
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Offset against PPI

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(@kayak)
Estimable Member
Joined: 13 years ago
Posts: 108
Topic starter  

Hi, I have read about a case, (broken external link removed by admin).

I put a post on here a few years back where RBS had done the same to me. I had been discharges and my trustee from my TD and then RBS set-off money against the closed TD.
Would i be entitled to claim the money back given this ruling?



   
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(@luke4630)
Estimable Member
Joined: 8 years ago
Posts: 117
 

Hi I can send you some info - letters from rbs . think rbs are going back to court . Rbs still offsetting money at the moment



   
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(@kayak)
Estimable Member
Joined: 13 years ago
Posts: 108
Topic starter  

Please send the info



   
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(@luke4630)
Estimable Member
Joined: 8 years ago
Posts: 117
 

Can you forward your email to lukecg@aol.com



   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 17 years ago
Posts: 13594
 

Hi Kayak,

I'm afraid we understand that RBS continues to offset PPI.

Whether that remains sustainable in the long-term remains to be seen.


Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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(@kayak)
Estimable Member
Joined: 13 years ago
Posts: 108
Topic starter  

The offset case is due to go to court in October.
My argument is that i got PPI interest only payment many months after my TD had been closed.
On a matter of principal i am pursuing RBS as i feel they acted illegally as they took the money and offset it against their payments which had been settled and i had been discharged. Had i still been in the TD i would say they were entitled to it, however they had agreed and had their payments and like i said i had been discharged.

I have contacted RBS and had the standard "we are looking into it 8 weeks to reply" letter.
However i have recently had a couple of phone messages where they want me to call to discuss.

Having dealt with RBS before i think this is their way of trying to stall payment, or find a way to trip me up.

In all my PPI claims they have never made contact other than by letter. I feel they now know they owe me money, otherwise why would they call?
Anyone else had direct calls to arrange a meeting?



   
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