Hello VWPolo,

In many of the areas of expenditure there are allowances (or allowance ranges) that are considered manageable for people to live on reasonably and acceptable to creditors (who have to agree to the Trust Deed).

Should you decide to move forwards with a Trust Deed or any other type of solution the advisor will work with you to ensure a proposal is constructed that makes sure you are OK while ensuring the best chance of creditor acceptance.

?ú400 does sound more viable but the breakdown of costs would need to be looked at to ensure it's realistic for all involved.

TDA

What do you think my next step should be?

VWPolo

The situation you have described seems both serious and pressing so I'd suggest speaking with a debt advisor, a debt charity, or a Trust Deed firm as soon as possible. You may even wish to speak with a few so that if and when you make a decision you can do so with confidence having taken a range of advice.

A quick internet search will reveal many of these different types of companies and agencies.

Based on our knowledge of them as individuals, their firms, and prior Trust-Deed.co.uk visitor feedback, we have no hesitation in recommending Kevin and Mark (who post on this site). As part of their process they will provide information on other solutions.

TDA

Thanks for your reply.

What is the best way to contact Mark to try and get a solution arranged?

VWPolo

Hi there,

On the left hand menu of this site there are profile pages for the site experts.

On these pages there are contact forms for the individuals should you wish to approach them.