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Scottish Trust Deed Forum
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Topic starter
11/08/2012 8:54 pm
We are looking at getting a sofa from dfs, obviously my partner would be applying for the credit. He has good credit rating but I'm concerned because I in a trust feed this would affect the credit check. Just wondering of anyone could advise
11/08/2012 9:33 pm
Hi Becca
My wife had a problem with credit on a mobile phone. She has never had any arrears or poor credit history. It seems likely it was related to financial links with me.
We applied with a different provider and had no issues.
Do you and your partner have joint accounts or a joint mortgage? If so some, not all, lenders view this in a poor light.
Topic starter
11/08/2012 9:38 pm
We have a joint account but he did get credit for new windows, the mortgage is only on my name
12/08/2012 12:28 pm
Hi becca84.
It all depends on whether the DFS finance provider checks financial links and how important they believe them to be.
All lenders look at this differently, so you'll only find out by applying.
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