Welcome to the forum watkins530.

I think we'd all urge you to avoid borrowing more money unless your home will otherwise be at imminent risk.

Have to tried to agree a manageable repayment plan with your landlord for the rent arrears?

Your trustee will not be able to make an allowance for you to repay a new debt. By taking on a new extra repayment you'll likely put your budget under further pressure with the risk that something else quickly falls behind.

ive tried everything and after a few plans set up with the council ive failed on those and quite rightly they now want there rent. my home unfortunately is now really at risk, thanks for your advice i have a bit to think about.. maybe need to take on a 2nd job!

I think that's the risk to weigh up watkins530. If you've been unable to keep up with the rent repayment plans aren't you likely to struggle with the loan repayments also?

Have the council refused to agree to any further rent repayment plans?

Have you had any support dealing with the rent issue, perhaps from your local CAB for example?

Extra income might obviously be of assistance. If you're serious about that you'll want to discuss with your trustee how much of any extra income will be due to your trust deed.

i have a lot to think about.. thanks for the advice though (i turned down the loan).