Yes it was for an account with overdraft and not just basic account with co-op. All i need is basic account i suppose. Glad to think im not the only one spending more on gas/elec in the meantime. But i need to budget in every area so if it can be cut down then all the better.

Thanks for your input gczuczwa. Thats hard to pronounce 😉

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Originally posted by gczuczwa

Hi Mark
I opened a basic account with co-operative without any problems at all. Did you choose a basic account or better one? You can only open basic acoounts with bad credit history.

Regarding gas bills - paying £35 a month can only mean that somebody like cold temperature. To be honest in UK you have to heat homes from September to May and soemtimes during the summer too. I do not feel that entering Trust Deed should mean that I will be freezing at home. Electricity £50 - £60 is common now. I pay £60 for gas and it is just right to keep may home warm for 12 months. I know that is easier to have warmer home if it is not on grand floor. Unfortunately main is on ground the floor with old windows...

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