Notifications
Clear all
Scottish Trust Deed Forum
4
Posts
2
Users
0
Reactions
2,906
Views
Topic starter
21/06/2017 12:13 am
Hi,
I am currently in a Trust Deed and have moved back in with my parents. They don't know about my TD but they are moving house and have been to see about a mortgage who are now doing a credit check etc. Will this show that someone living in the home has a TD ?
21/06/2017 9:36 am
Hi Jroger.
Their credit files are individual and unconnected to anyone who happens to live in the same property.
The only exception might be if you had a joint financial arrangement of some sort with either of them. This wouldn't affect their credit rating, but would create a 'link' to you which some creditors might take an interest in.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
21/06/2017 10:22 am
Thank you TDA.
That's great I don't have anything joint with them. Was worried it flagged up.
21/06/2017 10:31 am
Worth getting some reassurance I'm sure Jroger.
Sadly there's lots of myths out there about property-related credit blacklists. It probably stops some people from taking action regarding their debts when they really need to.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
