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Topic starter
21/12/2011 6:11 pm
Hi there.
I am currently a year and a half into a PTD.
I ordered a sim-only, 30 day contract from tmobile for my husband from their website this afternoon, for a new phone I had bought him seperately for his Christmas.
The 30-day contract is £12.82 a month, and we were already spending £10-£15 a month on his phone.
It is only now dawning on me that this will be seen as a credit agreement and I maybe should have phoned my trustee first to check this was okay?!! I am now worried sick that I will get into trouble for this and should I phone and notify my trustee tomorrow?
I only had a new baby by caesarean last week and my baby-brain/painkillers are leaving me somewhat dopey at the moment, so hoping they wont be too harsh with me. I can cancel this contract after the 30 days if need be, so do you think this will be okay?
Any advice appreciated.
21/12/2011 6:34 pm
Hello greenie.
Congratulations on your new arrival!
You have nothing to worry about. Being in a protected trust deed does not mean that you cannot enter into a credit contract. You don't need to advise your trust deed firm of this.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
22/12/2011 4:36 pm
Thank you so much!
22/12/2011 4:38 pm
No problem greenie.
Have a wonderful Christmas with your (recently expanded) family.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
24/12/2011 7:35 pm
I thought I'd chance my arm with vodafone. I ordered their sim only, 12 month contract online and fully expected it to be declined. It was accepted!!!!! It's a wee Christmas miracle[:D]. Now I've got 10 days till my final payment comes off. I can see the end of the tunnel.
Nothing left to discharge - everything's done and dusted!
