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Scottish Trust Deed Forum
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Topic starter
25/04/2019 12:37 pm
I am a bit wary of applying for a loan to pay for a new,badly needed, kitchen. I have been discharged from my trust deed since August 2014 and have had my final discharge in November 2015. I have been debt free except for mortgage payments since the end of my trust deed, would hate to be refused is this a possibility?
25/04/2019 1:11 pm
Hi Ronnie46uk,
What does your credit report look like, is it good? Do you have a high credit rating score? You can check this on various websites like noddle, Experian or Equifax.
If your credit report looks good then I don’t think you will have a problem applying for a loan to buy a new kitchen.
Using the website money saving expert website is good for comparing loads and they have a loan tool which you can complete and it will tell you the likelihood of securing a loan along with the amount you will pay per month and the interest you will pay back. Have a look at that as it will help.
David is not currently posting in the Trust-Deed.co.uk forum
Topic starter
25/04/2019 2:56 pm
Thanks swandog for your reply. I did try to check my credit rating on credit call free web site but for some reason they said that they could not generate a report! I will try your online site
25/04/2019 2:59 pm
Hi ronnie46uk,
There's three free credit reference agency links in the following updated article:
https://www.trust-deed.co.uk/repair-your-credit-rating.html
They cover all of the major credit reference agencies in the UK.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
