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Topic starter
13/05/2019 10:12 am
Hi Guys,
My trustdeed became protected on March 2015, Im now discharged
Ive checked my credit report and link financial have a default date for sept 2016? is this legal ? Can you default someone after its been protected ?
Also they show a balance of £200, should this be zero if ive been discharged ?
13/05/2019 10:32 am
Hi Welcome14.
There's a section about Default Notices in this guide:
https://www.trust-deed.co.uk/repair-your-credit-rating.html
In short:
1 - They should backdate the default notice to no later than when your trust deed began.
2 - There should be no balance owed showing.
You'll need to contact them to request/insist that they make these updates.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
13/05/2019 11:58 am
Hi Welcome 14,
This happens all the time and normally is resolved once it’s pointed out to them.
TDA has provided some good useful information on how to go about getting this resolved.
Is it only Link Financial on your credit report that there is an issue with? Is everything else ok?
Let us know how you get on contacting Link Financial to have it fixed.
David is not currently posting in the Trust-Deed.co.uk forum
Topic starter
14/05/2019 9:55 am
Thanks David, I've emailed the Agency that does the changes for them, Let you know how i get on.
