Notifications
Clear all
Scottish Trust Deed Forum
4
Posts
2
Users
0
Reactions
2,058
Views
Topic starter
14/11/2014 7:15 am
Hi all,
This forum has been a wealth of information for me. That said I have been wondering.. 🙂
I signed my trust deed in Sept 2010 and due to various issues and delayed payments it is due to be finished Aug 2015.
I know that the debt gets written off your file 6 years after trust deed.
My question is this.. Does it still get wiped off your files 6 years after signing even if it has taken you 5 years to pay off the agreed amount?
So when I finish paying in Aug 2015 it should then be Sept 2016 that it should come off my credit files?
I'm just thinking ahead..
Thanks All
14/11/2014 7:28 am
Good morning Amerififer.
That's correct - an entry on your credit file remains there for a period of six years then goes away.
So... it's the date that your trust deed began which is more relevant than when it finished.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
14/11/2014 7:27 pm
Thanks TDA thats what i thought.. but just wanted to check I had it right..
🙂
14/11/2014 8:37 pm
No harm in checking Amerififer!
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
