Hello sarah04,

Police application/recruitment criteria seem to vary slightly from force to force around the country so it's not going to be possible to give you a definitive answer.

In general the police have, in recent years, become much more open to the fact that their employees can struggle with the same types of problems and challenges that are common for people throughout the country.
As such serving officers who get into financial trouble, and who are open and transparent about this with their Welfare and Professional Standards departments, tend to be treated respectfully and sensitively.

With all of this in mind I'd suggest contacting the relevant people connected to police recruitment in your area and asking some direct questions about how they would view the scenario that you describe.

So long as you have met your commitments to your Trust Deed you need not worry about the proportion of your contributions taken up by fees (and therefore not going to the creditors). This is a matter for your Trustee and the creditors to agree (or not!) upon.

Hi Sarah
Unfortunately Strathclyde police will not accept applications until 3 years after trust deed ends (as I found out recently!)

So on a related note, if your completing a form and are asked if you've ever been bankrupt, you should answer yes if you've been in a trust deed?

I think my answer to that would be "no" as a Trust Deed is different to a bankruptcy.

However if the question were "have you ever been declared insolvent?" or similar the answer should be "yes".

quote:

---

Originally posted by Trust Deed Assistant

I think my answer to that would be "no" as a Trust Deed is different to a bankruptcy.

However if the question were "have you ever been declared insolvent?" or similar the answer should be "yes".

---

Ok, makes sense, thanks.

quote:

---

Originally posted by Trust Deed Assistant

I think my answer to that would be "no" as a Trust Deed is different to a bankruptcy.

However if the question were "have you ever been declared insolvent?" or similar the answer should be "yes".

---

Thanks for this. I was recently asked about bankruptcy when I was getting a quote for home insurance. I wasn't really sure how to answer.

Thanks for the answers to my previous questions too. Looking over the police application forms I noticed that for the voluntary positions (special constables) it only says that they may carry out a credit check, and it doesn't ask about debts at all. This was for Central Scotland Police. If I can find a phone number I will give them a phone and get a proper answer.

Hi sarah04,

I think a direct conversation with their HR/Recruitment team would be a really good idea.

There is a lot of evidence (that we in the site support team have seen) that different police forces handle this in different ways.