Hi questionmark.

I'm afraid this is one of those questions where the only useful answer is going to come directly from your trustee.

They'll need to weigh up a number of factors to make a decision that's fair to your creditors and also treats you reasonably.

Hi questionmark,

As TDA has advised it’s going to be something that only your Trustee can give you a definitive answer.

What’s the reason that you need to give up the part time job?

Like you have advised the Trustee should carry out a review of your financial circumstances to see what you can afford to pay per month when you give up the part time job.

Over the 19 months left that would mean at the end of the 4 years there would be a balance of approx. £760 remaining under the proposal which the creditors accepted the Trust Deed.

How much will your payment be once you give up the part time job? Let’s say for example it’s £150 then the Trustee might consider an extension of approx. 5 months to clear this off and ensure they received the agreed proposal.

If it’s going to be a bit longer than 5 months the Trustee will need to balance up all factors involved.

Best thing to do is reach out with your Trustee to discuss this. Please let us know how you get on.

Thank you for both. It is just a plan because I am tired, getting cold often so my immune system looks like cannot stay with me on this trip. If extension might happen then better to continue but I an afraid I will not be strong enough to finish as it is now. We will see. Thank you again.

A pleasure questionmark.

I'm sure there will be a solution that's fair for everyone.