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Husbands credit rating

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 fifi
(@fifi)
Eminent Member
Joined: 13 years ago
Posts: 43
Topic starter  

Can anyone tell me if your in a trust deed would your husbands credit rating be affected? Is it the address or the person? Thank you.

f lancaster


   
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TDA (Debt Adviser)
(@tda-debt-adviser)
Illustrious Member
Joined: 16 years ago
Posts: 13594
 

Hello fifi.

A credit rating is an individual thing. Your husbands rating would not be affected by you being in a trust deed.

If you have joint financial accounts there may be a link between your credit ratings.

Some lenders might check out that link, and finding a trust deed may influence their lending decision to your husband if he applied for credit.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds


   
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 fifi
(@fifi)
Eminent Member
Joined: 13 years ago
Posts: 43
Topic starter  

No we don't have any joint. Great, thanks for the reply.

f lancaster


   
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