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20/07/2014 5:44 pm
Hi
Am i able to get a help to buy mortgage after a trust deed? I completed my trust deed in March this year and would need a mortgage next year. However, I am also concerned because I previously owned a house which ended up repossessed because of my partner losing job and other circumstances. I am a teacher and earn a good wage and also receive other income from my partners wage. He would be unable to get a mortgage because of his credit rating.
I have had a credit card and mobile which i pay off every month so assuming it is helping to increase my credit score. I am wondering if i would come under first time buyer because the house i had is gone now?Also if i could possibly get a mortgage?thanks
20/07/2014 6:46 pm
Hi djcoupsey.
I'm afraid this is a question to ask a mortgage broker rather than a debt adviser or insolvency professional.
There are many factors involved, of which your trust deed is just one.
I'd suggest getting recommendations locally regarding a broker to use.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
20/07/2014 8:46 pm
My pleasure, sorry I couldn't help more directly.
This article might be a useful read:
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds
20/07/2014 10:30 pm
Be quick with your help to buy application next year. I read in the news the other day that this year's allocation of cash has run out already!
Glad that's over with....
