I spoke to them yesterday and they said that they can't say for sure, until an actual application for Change of Parties is submitted and they can assess it. However they have said that they would be happy for a Change of Parties to be applied for, but that the mortgage repayments need to be more consistent for it to be likely for them to approve a Change of Parties.

Hi lostlots.

I hope I'm wrong, but it just feels unlikely that they'll let that go ahead.

As you've stated there is little or no equity in the property I'm not sure that this will really change anything much for your ex if it did go ahead.
If there is some equity then presumably he would be seen to have received a windfall (if he got your share) that may need to be paid into the trust deed.

Hi,

Yes I realise that, but you haven't really answered my question. I am just trying to establish the options and the likeliness of all the various parties cooperating in various situations. please find out a clear answer and let me know. I want to avoid having to go to court, but this may be impossible I know. Even applying for a court order might get me nowhere.

I've answered your questions to the best of my knowledge lostlots.

I'm afraid this is one of many issues that arise on this forum where there appears to be no clear black or white answer.

If any of the other experts feel they can add to the thread I'm sure that they will.