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Scottish Trust Deed Forum
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Topic starter
27/10/2016 4:57 pm
I received my form 5 in may here's the question I went on to noddle to check my credit score and the company's that I have been discharged from are still there as showing as default is this the normal or should they be removed as I have been discharged from these debts or do they get removed as satisfied after 6 years just curious as how can I rebuild a good credit score if this is still on my credit score file
David wright
27/10/2016 5:15 pm
Hi Maddog.
Any default notices should be marked partially satisfied or satisfied upon your discharge. Experience suggests you may have to contact some creditors to get this done. More on this subject here:
https://www.trust-deed.co.uk/repair-your-credit-rating.html
Six years after any default notices were issued they'll fall off your credit file. If they've been issued after your trust deed began, you may wish to inform the issuer that you require them to be backdated.
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