Fixed rate mortgage
 
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Fixed rate mortgage

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 DCAM
(@dcam)
Eminent Member
Joined: 8 months ago
Posts: 10
Topic starter  

Hi all,

 

ive entered into a trust deed which is due to become protected any day now. My fixed rate mortgage with Halifax is up in July. I’d of course want to fry and get another fixed rate same company etc.. I’m under the impression my credit score won’t come into this so me being in a trust deed shouldn’t and won’t have any effect on this? Has anyone had any experience? I don’t want to go on to a variable rate as with the financial climate this may bounce around. 

kind regards 

 

D


   
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Kevin Mapstone
(@kevin-mapstone)
Member Admin
Joined: 15 years ago
Posts: 4237
 

Hi D.  You'd probably need to ask Halifax about this really - different lenders may have different processes and I would be guessing if I was to try and give you an answer.  Would be interesting and useful to forum members if you were able to report back on your experience once you get to that point though. Thanks

Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.


   
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 G
(@ruby1)
New Member
Joined: 7 months ago
Posts: 1
 

Hi D. Taking a new deal with your current lender( product transfer) will not be impacted by you being or entering into a trust deed. 

KR

G


   
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Kevin Mapstone
(@kevin-mapstone)
Member Admin
Joined: 15 years ago
Posts: 4237
 

Thanks for your input, G.  Do you work in the mortgage sector yourself?

Scottish Debt Solutions Expert - Ask me for help setting up a Scottish Trust Deed or Debt Arrangement Scheme plan.


   
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