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Topic starter
27/04/2011 3:57 pm
So I've got 9 months left to go on my trust deed (can you hear my brain[:D] trying to work that out in days, hours and minutes) and I asked my trustee what happens next. She said there's a final review and I should receive my discharge letter 3 months after that. What does the final review involve? Do I need to go back in to sign more things? Do I need to supply anymore documents? I've sent everything in that they've asked for so was wondering if I need to dig anything else out. Also hoping it means I get to miss my next expenditure review.
I can't wait till I can look at my payslip and know that I can buy something stupid with the money that I would normally pay to the trustee. That's only for one month then I'll be trying to open a savings account to squirrel away the rest. Of course by that time I'll be so neurotic about getting into debt again that I'll be mentally incapable of frivolity.
Nothing left to discharge - everything's done and dusted!
27/04/2011 4:05 pm
Hello gillian.
Assuming your trust deed is straightforward and there are no complex equity issues this final review will just be a formality and nothing for you to worry about.
I'm sure the next nine months will pass quickly and you'll be able to enjoy some temporary frivolity very soon!
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
29/04/2011 3:35 pm
I think it's been straightforward. I've paid my share of the equity due from my house - got that from my dad. I've paid everything on time, parted with 50% of my bonus and have always told them if I get a pay rise. All my reviews and outgoings have been sent in when received. My trustee reckoned my house was worth more than it is but I got a different survey to show it wasn't. As far as I know, I've done what's been asked of me and haven't heard from my trustee other than sending me letters about paying dividends or asking for my calculated outgoings. I can only hope this means that it'll go smoothly at the other end.
As for the temporary frivolity, I think I'll need therapy for that. I get unwell at the thought of buying myself anything. If only I'd been like that years ago, I wouldn't have got into this position.
Nothing left to discharge - everything's done and dusted!
