Can I say that feel your dread, also can say that it has been difficult at times. But as we have a little glimmer of light we are glad we have done our best to pay towards getting out of debt, this will be a big relief. As some of the other comments have said life doesn't stop you will just have to be strong and carry on, we can also say we have learnt a very big lesson regarding spending. We have also made good use of freebies and vouchers, having special night in our house are just as good as any top restaurant.It will be ok.