Hello jony3 and welcome.

In one way you may be reassured to know that you could not have protected equity that existed at the time that you signed your trust deed. "Protecting the equity" or however it is described is only possible where there is no equity at the start of the trust deed (or negative equity).

More importantly, do you believe that there is equity in your property now?

Was there any discussion about releasing equity in the future when you signed your trust deed?

yes the house is revalued at the end of the trust deed and i am starting to worry how i am going to get the funds to release the equity as there is very little chance of my current lender will let me borrow more

How much equity would you expect for there to be jony3?

about £30,000

Hi again jony3.

It's a very tricky issue that you're facing. A few years ago, when your trust deed was getting underway, there was an assumption that a remortgage could take place which would release the equity at the end of the trust deed.

Many such mortgage products existed at the time but we all know what has transpired since then in terms of bank lending policies.

I'd suggest that you start to discuss the options that might exist with your trust deed provider directly at this point so that you can start to understand where you stand and plan accordingly.