Hi miss hardup,

Perston is absolutely right.

The best thing to do is to write things down as you believe them to be.

There are ranges that creditor organisations like to see expenditure for certain items fit into.

The advisor that you work with should suggest amendments to your numbers (if and where necessary) to strike the right balance between getting creditor support and making sure that you can live reasonably.

thankyou TDA
I have no idea really so will put a random (small) figure in and take some advice
kind regards
miss hardup