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Scottish Trust Deed Forum
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Topic starter
30/05/2019 1:37 pm
Hello
I have a question. When you get how much you "earn" including all benefits, wages etc and they work out your contributes.
What if my benefits I get go down, but I start to earn slightly more to make the same amount as was I was getting. Is that allowed? As I was told anything more I earn needs to go to trust deed. I am technically not earning more just the same but its not all benefits
Thanks
Went into the trust deed March 2019
<3 counting down the days until I am debt free.
30/05/2019 1:41 pm
Welcome to the forum rebeccagettingdebtfree.
Any payment into your trust deed is based upon affordability. Put simply, it's total income minus total expenditure.
If neither of these things change, your payment should not change.
To put it another way and more directly answer your question, if your total income (earned income plus benefits) does not change your payment should not usually change.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
Topic starter
30/05/2019 1:42 pm
Thanks so much for your quick reply 🙂
Went into the trust deed March 2019
<3 counting down the days until I am debt free.
30/05/2019 3:47 pm
Hello again…
If your benefits go down but your income goes up and they both cancel each other out then there will be no increase in payments. It’s always about affordability when it comes to a Trust Deed.
Only reason for an increase in payment is if someone can afford to either due to a reduction in expenditure (car HP coming to an end etc.) or if their income goes up and their expenditure remains the same.
How are you feeling about the future now you have entered into the Trust Deed to help you deal with the debts
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