Notifications
Clear all
Scottish Trust Deed Forum
2
Posts
2
Users
0
Reactions
1,136
Views
Topic starter
29/04/2013 7:31 am
I ve been in my td for over a year now, however I'm struggling again nit only with my td but my first plus secured loan I've fallen into arrears with them they fone constantly, I'm worried to fone my td advisor as I've already missed payments with them due to home emergencys (leaky roof New washing machine) my income hasn't changed. I'm terrified I'll lose my house, I haven't taken out a
ony more credit. Having 2 young children sometimes its hard to keep to my budget every month .
29/04/2013 9:50 am
Hello Dell00,
I'm sorry to hear that your struggling with your finances again.
I would give your case manager a call and discuss the difficulties that you are having with them. They should be understanding and may even reduce your payments to allow you to catch up with your secured loan arrears.
I would also speak with First Plus to explain your financially struggling. They ultimately want you to pay your loan and may be understanding and try to help you.
Do you think that if you hadn't had the problems with the roof and the purchase of the new washing machine you would be able to maintain all of your bills including your TD payment?
Also, how many months have you missed for your Trust Deed and First Plus payments?
I know it must be difficult but if you can speak with your case manager and First Plus you may find they are able to help ease your situation. Communication is key to a lot of these things.
David is not currently posting in the Trust-Deed.co.uk forum
