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Topic starter
20/12/2025 12:00 pm
Hi Folks,
So after completing a DAS in 2022 and paying it off fully unfortunately life has been a rollercoaster and in that rollercoaster I've managed to amass debt again due to longer term sickness and some poor financial management. At least I am no stranger to debt management. Anyhow would appreciate some advice/thoughts in the best and safest way to proceed with a solution-
Current joint dmp just recently started £560 a month. Ends Jan 2037. Debts all unsecured mainly credit cards / personal loans.
Mortgage 219k remaining. Current home possible value 337k.
Yearly income just under 60k plus 35k roughly, plus monthly child benefit 230ish.
What possibilities would I be looking at as a solution obviously thinking about protecting home mainly.
Many thanks
DASdude
20/12/2025 12:36 pm
Hi Dasdude, while you're waiting for one of our advisers to chip in, why not check out our ai chat tool. It doesn't replace advice from a professional, but can help you with options and questions. https://chat.trust-deed.co.uk/ we'd love if you came back and told us if it's of help or not.
Topic starter
20/12/2025 12:44 pm
Thanks Paul love a bit of AI will give it a go.
