Hi all

I completed my trust deed in October 2020 and i am still currently attempting to clean up my credit file.. most of the companies i have not had any issues with but a few are giving me grief. Currently have a complaint in with the FO regarding Next who are refusing to change the date on my file. And Santander who have been so difficult to get a hold of i had to send them my original trust deed and my form 5 and a letter explaining why i think the account should be closed and dates changed.

The question i have is regarding dates on my file.. As i have managed to get most of the dates changed to the date that my trust deed was protected... Will the whole account fall off of my credit reports 6 years after this date... or will the account still show? I am just confused as there are 'default dates' and then 'closed dates' or 'end dates' or 'last updated' so will these accounts be removed 6 years after the default or is it 6 years after the end? Which in some cases will be almost 12 years after my trust deed was signed as it has been such a massive hassle to get them to change the dates.

Any advice is appreciated... i came into the trust deed thinking all my troubles would be away and after 6 years i would have a clean slate and now it feels like i am just starting again. Thanks you in advance.