Hi babyd12

I completed my obligations in March. I recently contacted the closures team but it seems it's going to be a few months yet. I don't really know why it takes so long, I've got payslips and bank statements bundled and ready to submit just so there won't be any hold up at my end should this be required for the final review.

I'm not a homeowner so I thought mine would be straightforward to process. Some folks on the forum recommend pestering them but I'm not too good at that kind of thing and just intend to wait it out. On the upside your credit file dates will refer to the date of signing the TD so the delays in getting discharge should not affect the time the TD shows on your credit report.

Thanks for your reply. Seriously still waiting since then? Think I will be the opposite from you, I will contact them constantly as just want to know it's done with and can start to forget all about it, well to a certain extent as know I never ever want to get into this mess again.

I completed in Feb and discharged early May. Husband completed on same date but isn't yet discharged. No final review for either of us.

Hi. Last payment on 1st may, discharged on 29th may odd. I did email the guy every day for ten days odd until he told me no revaluation and getting passed to closure team. After that I just left it and couple weeks later for the form in. Much quicker than I expected

personally downananout I would at least get in touch with them at least once a week they said to me it would take months after form 5
so rang them emailed them got form 5 3 months after equity paid off
rang emailed once a week finally got told trustee discharged but no idea or letter to back it up I cannot get onto aib site so no idea if finished but checkmyfile says td will come off file april next year

keep at them is my advice[8D]