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Scottish Trust Deed Forum
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Topic starter
04/12/2015 5:19 pm
Been a while since I've posted though do look in regularly.
It's been 6 yrs since we began our TD journey and I really can't believe how fast the time has flown.
I have just recently checked by Cr Report and anything to do with TD and bad debits are not showing on my Cr File.
This forum and the members have helped me/us enormously during these years, thankful for all the help and assistance I have received.
Whilst I appreciate a TD is not for all it was a life saver for me and OH. It has taught us to budget save and consider any purchases we have done since our discharge.
No doubt there will be many going through the process at the moment and wondering when will it ever end. It will and hopefully you will be all the better for it.
Next thing we would like to do is try and get a better rate for our mortgage, we will apply in the New Year and let the forum know how things went.
Good luck to all and thank you again for being a comfort during the hard times.
Twizzle
Completed 3yr TD Sept '12 discharged Sept '12. Trustee discharged Jan '13
Building up savings.
04/12/2015 11:08 pm
Hi twizzle. It's very nice to hear from you.
Great to hear that you now have a clean slate in terms of your credit report. Many people worry about this.
Best wishes with your mortgage application - please do let us know how you get on.
Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds 
